Insurance & Billing

We believe access to high-quality mental health care should be clear, straightforward, and free of unnecessary surprises. Our team works closely with patients to help navigate insurance coverage, benefits, and financial questions—so you can focus on your care, not the paperwork.

Insurance Coverage

Modern Mind & Wellness is in-network with most major insurance plans. Coverage varies by plan, diagnosis, and treatment type, but many of our services—including psychiatric evaluations, medication management, and NeuroStar® TMS Therapy—are commonly covered when medical criteria are met.

Plans we frequently work with include:

Regence
Regence Group Administrators
Premera
Blue Cross/Blue Shield
Kaiser Permanente
United Healthcare
Aetna
Cigna
Medicare
TriWest
Humana
First Choice Health

If you don’t see your plan listed, please reach out—coverage is always plan-specific, and we’re happy to check for you.

Billing & Payment

Insurance is billed in accordance with your plan. Patient responsibility may be collected at the time of service or billed afterward, depending on your insurance coverage and the type of service provided. Self-pay services are due at the time of service.

We accept common forms of payment. If you have questions about billing or a statement, our team is happy to assist.

Private Pay Options

For patients who prefer not to use insurance, or whose plans do not cover a specific service, we offer private-pay options. Transparent self-pay rates can be discussed prior to scheduling so you can make an informed decision.

Questions or Help?

Insurance and billing can feel overwhelming—we’re here to make it easier. If you have questions about coverage, costs, or statements, please contact our office and we’ll be happy to assist.